There is a new commercial out from Discover Card that makes me very angry. I looked for it on You Tube and couldn’t find it but let me give you the jist.
It says that it’s not a big deal to spend, spend, spend. I believe what they say is…We are a country of consumers and that’s not a problem. The problem is that there is just so much stuff to buy. But maybe if credit card companies were different it wouldn’t make a difference how much stuff we bought.
Of course they are pushing their new website and their “Bright Idea” campaign, but in my opinion they are pushing people to spend more money and not think about the consequences until after they “put it on the card”. They are saying that since their company is going to “help” you pay down your balance smarter, that it shouldn’t matter what you spend since you will be able to pay it off how you want.
I don’t have any credit cards, anymore. I am still paying off a small balance but at the rate I am paying it, it’s gonna take me more then a year and it’s gonna cost me $150 in interest charges. I agree it’s easy to pay with plastic. Even now with my debit card I sometimes forget to think about the amount of the purchase that I am making but now it comes out of my checking account immediately so there is no chance of me not being able to pay it off in a month.
I know it’s hard not to want the newest and greatest thing but just like all other purchases, it affects the world around you every time you buy something. It had to come from some plant that is producing waste and possibly toxic waste. It had to be shipped to the store where you bought it and that truck, plane or train was pumping out air pollution and burning foreign oil. The item that you replaced or when the item has been used up, has to be thrown out and take up room in a landfill. If it is recycable, it will probably be shipped halfway round the world to a developing country where there are not the same safeguards and they will more then likely be exposed to chemicals that will someday kill them or at least make them very ill.
We need to pay attention to all the purchases that we make. It’s more then the money that it costs. It’s about the after effects. Always ask the question…what does this really cost? And always remember…there is more to life then stuff.




The other day I talked about kitty litter and why I buy a certain brand. In that 